This means you can't find a better price for the same insurer's product. Expert Advice from an Insurance Professional
The insurance industry includes hundreds of different companies hoping to earn your business. It is a very competitive market and it pays to shop around for the very best deals. This is where we come in.
Whether you are searching for Life Insurance, Funeral Expenses coverage, Annuities, Mortgage Protection, Medicare, Health Insurance or Dental plans, you must be well-informed and well-advised to get the most out of your premium dollars. An experienced and independent agent who represents multiple insurance carriers can make a huge difference in what you pay for coverage.
Medicare by itself has a high deductible for hospital admission, and it only pays 80% of eligible doctor costs. A serious illness could set you back many thousands of dollars. A Medicare Supplement policy covers all or most out-of-pocket medical expenses providing you with peace-of-mind and potential savings. Let us guide you inchoosing the right Medicare Supplement or Medicare Advantage policy. We can also help you to select a Medicare Part D plan that includes your specific medications.
Nearly everybody is confused about their healthcare options - and rightly so. You can't rely on politicians or media reports for a clear and unbiased explanation. You want the facts, not opinions. We'd be happy to evaluate your current coverage and present you with side-by side comparisons of alternatives.
Final Expense Insurance
Funeral or Burial coverage will pay for your funeral service, bills and other associated costs.
These policies can provide the peace of mind of knowing that your survivors won't struggle to pay for your funeral or be saddled with outstanding medical bills and other debts.
With the average cost of a funeral exceeding $10,000 and approaching $15,000, this typically represents the third largest expense in a person's lifetime, ranking just behind home and automobile ownership.
Insurance to Protect and Preserve
Life Insurance to protect and preserve! When you are starting a family you face perhaps the most daunting financial pressures you will encounter at any stage of life. Expenses like a new home and young children weigh heavily, and you are likely still early in your career, far from your peak earning potential. Meanwhile, there is health care coverage for the family, and savings for the future: college for the kids, the mortgage, a nest egg for you and your spouse. How can you address all these obligations at once?
Good question. There are a lot of insurance agents out there and it may seem like any agent or broker is as good as another. But we are decidedly different.
Let us face it, insurance jargon can be very confusing. We know the ins and outs of the insurance business, and our inside knowledge of many companies and many products will work to your advantage. In fact, different insurance companies often charge vastly different premiums for the exact same coverage. As independent agents we are not employed by one particular company. Instead, we can select insurance products from among those companies that best address your unique concerns.
We promise to focus our attention on your benefit exclusively.